You cannot become rich without learning to become more generous. To make more and more money by working less and less, you have to do it by serving more people. Employees who expect a pay raise for doing the same job are nothing but greedy. Job is a long term risk. In business, eventhough you may work hard in the beginning, you can later earn more by working less. Use OPM, other people’s money and OPT, other people’s time as a form of leverage to become rich. The rich continue their education after their degree because we know that education is a very powerful form of leverage. To get rich you have to pay a price, and the price is not always measured in money, its financial intelligence.